Financial Planners will be held to much higher standards after the Senate this week rejected a government regulation which was ‘watering-down’ ‘Future of Financial Advice’ laws. The laws will create much more transparency and give consumers much more power. But why did the laws, originally passed two years ago, take so long to come into effect? In this case the device of getting rid of unwanted laws by by using regulation to change them without going before Parliament has backfired on the government.

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